Myth: “Stuff” = Happiness
The other night, I was reading Get Rich Slowly, one of my favorite finance blogs. I would like to lift a few of his comments from this fantastic post that illustrate why I LOVE personal finance, and...
View ArticleWhole Life Insurance: The Basics
What is Whole Life? Benefits Drawbacks My Recommendation What is Whole Life? Whole life insurance is the most basic form of permanent life insurance. It is basically a term life insurance policy...
View ArticleOn The Lighter Side: Don’t Buy Stuff
I like this video. It kind of illustrates how personal finance can be a lot simpler than we sometimes think it is. I will let the video speak for itself. Couldn’t have said it better myself.
View ArticleQuote of the Day
Dale Carnegie – “Success is getting what you want. Happiness is wanting what you get.”
View ArticleMyth: 0% is a Deal!
The Word on the Street The ever-so-kind businesses are so generous as to allow us to finance large purchases at zero percent interest!!! What a sweet deal, let’s take it! The Truth These deceptive...
View ArticleFinance is Emotional
I have recently been reading a book about how to communicate more effectively in every aspect of our lives, and found that one of his points in regards to communications really hits home for our...
View ArticleSave Money With Online Coupons
You know those little things you carefully cut out of the paper each week, then promptly lose/forget about? Those are coupons. Everyone knows about coupons, and how much money they can save when you...
View ArticleStealth Wealth
Even among top earners, “most people think ‘rich’ is more than what they have,” says Mr. [Ronald] Wilcox. It’s natural to compare our lot with that of our neighbor. But we tend to fixate on the most...
View ArticleMythTip: Use Mint.com
Today, we are going to take a look at my favorite online (and FREE) personal finance software: Mint.com. Traditional Software For a number of years, I used Quicken’s basic finance software to track my...
View ArticleWhat is the credit crisis?
The complexity of the current credit crisis we are facing can be daunting. Understanding how the credit crisis happened can be even more daunting than understanding what the crisis even is. But I have...
View ArticleMythtip: When to Refinance
With interest rates at all-time record lows, refinancing is becoming quite a popular past time. The trouble is, refinancing costs money, and it can be hard to tell when it is a good time to refinance...
View ArticleWhy I Still Rent
I have not yet purchased my first home. A lot of people give me a hard time about not buying a place, especially in this market...But I have my reasons to not buy. Want to know what they are? Here you go.
View ArticleMythTip: Avoid Credit Card Late Fees
I hate late fees, don’t you? Problem is, in the complexity of our daily world, things can slip past us sometimes. It happens. That’s why I love this great tip from Isemel on the I Will Teach You To Be...
View ArticleMy Stance on Renting
Everyone seems to think that I am opposed to buying a home. Almost every fan of the blog that I talk to seems astonished when I tell them that I am very much in favor of people buying homes. So, let me...
View ArticleBecome Debt Free
You really can become debt free. Whether you are struggling to make it to the next paycheck, wanting more to retire, desperate to stop the collector’s phone calls, or just want to find a peaceful...
View ArticleGuest Post: How to Buy a Home
This is a guest post by Larry Merrill. Larry has been a Realtor® since 1995, and is the founder of Advance Tech Realty. The market has some great deals right now and I wish I could take the time to do...
View ArticleOnline Resume’s
Anybody who happens to be job hunting right now might be interested in something I just read. The Wall Street Journal recently reported on a new trend in resume creation and distribution. It’s called a...
View ArticleMyth: You Need Credit Insurance
In this post… The Word on the Street What is credit insurance? How they sell it Don’t fall for it The Short Answer The Long Answer The Word on the Street: Whenever someone wishes to make a large...
View ArticleMyth: Complex Investment Schemes Work Best
The Word on the Street There is a prevailing notion in our society that it is possible to get extraordinary returns out of the stock market by following a particular investment strategy, buying certain...
View ArticleMythTiP: Building a Debt Snowball
If you’re looking to get out of debt, then you need a debt snowball. It is, in my opinion, the far and away best way to eliminate your debt. What is a Debt Snowball? Have you ever rolled a snowball...
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